[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/arcolor.cz\/kde-prijdou-podnikatele-k-penezum\/#Article","mainEntityOfPage":"https:\/\/arcolor.cz\/kde-prijdou-podnikatele-k-penezum\/","headline":"Kde p\u0159ijdou podnikatel\u00e9 k pen\u011bz\u016fm?","name":"Kde p\u0159ijdou podnikatel\u00e9 k pen\u011bz\u016fm?","description":"N\u011bkdy vis\u00ed nad n\u011b\u010d\u00edm podnik\u00e1n\u00edm t\u0159eba i pomysln\u00fd Damokl\u016fv me\u010d. Situace je tu docela \u0161patn\u00e1 a hroz\u00ed, \u017ee se s t\u00edm bude muset skon\u010dit, a to t\u0159eba i jenom proto, \u017ee to...","datePublished":"2026-03-10","dateModified":"2026-03-10","author":{"@type":"Person","@id":"https:\/\/arcolor.cz\/author\/#Person","name":"","url":"https:\/\/arcolor.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"arcolor.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/arcolor.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppp_10_10_9.jpg","url":"https:\/\/arcolor.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppp_10_10_9.jpg","height":0,"width":0},"url":"https:\/\/arcolor.cz\/kde-prijdou-podnikatele-k-penezum\/","about":["Ekonomika"],"wordCount":440,"articleBody":"      N\u011bkdy vis\u00ed nad n\u011b\u010d\u00edm podnik\u00e1n\u00edm t\u0159eba i pomysln\u00fd Damokl\u016fv me\u010d. Situace je tu docela \u0161patn\u00e1 a hroz\u00ed, \u017ee se s t\u00edm bude muset skon\u010dit, a to t\u0159eba i jenom proto, \u017ee to po n\u011bjakou dobu dost nevyn\u00e1\u0161\u00ed. A kdyby se m\u011blo skon\u010dit jenom kv\u016fli do\u010dasn\u00e9mu nedostatku pen\u011bz, kter\u00fd by se dal pom\u011brn\u011b snadno p\u0159ekonat, byla by to \u0161koda. V takov\u00e9m p\u0159\u00edpad\u011b se ur\u010dit\u011b vyplat\u00ed je\u0161t\u011b n\u011bkde n\u011bjak\u00e9 pen\u00edze sehnat a ono podnik\u00e1n\u00ed zachr\u00e1nit. Pen\u00edze se ale nesh\u00e1n\u011bj\u00ed v\u016fbec snadno, jak mi to jist\u011b potvrd\u00edte. Podnikateli je nikdo jen tak pro nic a za nic ned\u00e1. A on se tedy mus\u00ed o jejich z\u00edsk\u00e1n\u00ed sna\u017eit s\u00e1m. A co m\u016f\u017ee ud\u011blat, aby takov\u00e9 postr\u00e1dan\u00e9 pen\u00edze sehnal? Jist\u011b, m\u016f\u017ee si je od n\u011bkoho i p\u016fj\u010dit. To ale jenom tehdy, kdy\u017e m\u00e1 od koho. A v tom spo\u010d\u00edv\u00e1 \u010dasto i dal\u0161\u00ed probl\u00e9m podnikatel\u016f. Nejen \u017ee se jim nemus\u00ed da\u0159it, ale tak\u00e9 nemus\u00ed zn\u00e1t nikoho, kdo by je finan\u010dn\u011b podpo\u0159il. A v takov\u00e9m p\u0159\u00edpad\u011b mus\u00ed v\u00e9st jejich kroky do n\u011bjak\u00e9ho finan\u010dn\u00edho \u00fastavu, kter\u00fd se zab\u00fdv\u00e1 pr\u00e1v\u011b takov\u00fdm poskytov\u00e1n\u00edm podnikatelsk\u00fdch p\u016fj\u010dek. Co\u017e o to, podnikatel se m\u016f\u017ee stavit t\u0159eba n\u011bkde v bance. Ale n\u00e1sledn\u011b mu d\u00e1 dost zabrat dokl\u00e1d\u00e1n\u00ed jeho bonity, a kdy\u017e to m\u00e1 kone\u010dn\u011b za sebou, hroz\u00ed, \u017ee mu jeho \u017e\u00e1dost kv\u016fli n\u011b\u010demu zam\u00edtnou.T\u0159eba kv\u016fli v\u00fd\u0161i jeho p\u0159\u00edjm\u016f. Nebo kv\u016fli z\u00e1znamu v registrech dlu\u017en\u00edk\u016f. Nebo kv\u016fli n\u011bjak\u00e9mu jin\u00e9mu nedostatku. A a\u0165 je d\u016fvod zam\u00edtnut\u00ed \u017e\u00e1dosti o p\u016fj\u010dku jak\u00fdkoliv, je to nep\u0159\u00edjemnost. A jak p\u0159esto usp\u011bt? Logicky tak, \u017ee si podnikatel, kter\u00fd nen\u00ed v bance \u00fasp\u011b\u0161n\u00fd, vybere za dal\u0161\u00edho mo\u017en\u00e9ho pomocn\u00edka nebankovn\u00ed spole\u010dnost. U t\u00e9 mu to toti\u017e vyj\u00edt m\u016f\u017ee. A pomoci se tu do\u010dk\u00e1 t\u0159eba d\u00edky z\u00edsk\u00e1n\u00ed nebankovn\u00ed hypot\u00e9ky. Kter\u00e1 je n\u011bkdy jedinou dostupnou p\u016fj\u010dkou, na kterou se d\u00e1 spolehnout. Ona se toti\u017e obejde takov\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f a dal\u0161\u00edch mo\u017en\u00fdch t\u011b\u017ekost\u00ed, a t\u00edm je pomocn\u00edkem klidn\u011b i t\u011bch, jim\u017e by nikdo \u017e\u00e1dnou jinou p\u016fj\u010dku nesv\u011b\u0159il.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde p\u0159ijdou podnikatel\u00e9 k pen\u011bz\u016fm?","item":"https:\/\/arcolor.cz\/kde-prijdou-podnikatele-k-penezum\/#breadcrumbitem"}]}]